Oregon Home Mortgage Loan Rates
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$150,000 Oregon Home Mortgage Loan for Under $720/Month!*
*The $706.25 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$30,000 Oregon Home Mortgage Loan for Under $185/Month!*
*The payment for the first monthly billing period is based on a loan amount of $30,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $184.38 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$160,000 Oregon Home Mortgage Loan for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$175,000 Oregon Home Mortgage Loan for Under $860/Month!*
*The $823.96 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $1,010.16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$40,000 Oregon Home Mortgage Loan for Under $246/Month!*
*The payment for the first monthly billing period is based on a loan amount of $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $245.83 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$50,000 Oregon Home Mortgage Loan for Under $308/Month!*
*The payment for the first monthly billing period is based on a loan amount of $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $307.29 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$60,000 Oregon Home Mortgage Loan for Under $369/Month!*
*The payment for the first monthly billing period is based on a loan amount of $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $368.75 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
Oregon Facts (more Oregon facts)
• Oregon is of the nation's major timber production or logging states, but forest fires (such as the Tillamook Burn), over-harvesting, and law suits over the proper management of the extensive federal forest holdings have reduced the amount of timber produced. According to the Oregon Forest Resources Institute, timber harvested from federal lands dropped some 96% from 1989 from 4,333 million to 173 million board feet (10,000,000 to 408,000 m³) in 2001. Oregon still leads the United States in softwood lumber production: in 2001, according to the Oregon Forest Resources Institute, 6,056 million board feet (14,000,000 m³) was produced in Oregon, against 4,5257 mbf. in Washington, 2,731 in California, 2,413 in Georgia and 2,327 in Mississippi.
• The Willamette Valley is very fertile, and coupled with Oregon's famous rains, gives the state a wealth of agricultural products. Apples and other fruits, cattle, dairy products, potatoes, and peppermint are all valuable products. Oregon is also one of four major world hazelnut growing regions, and produces most of the domestic hazelnuts in the United States. While the history of the wine production in Oregon can be traced to before Prohibition, it became a significant industry beginning in the 1970s, and Oregon is home to at least four wine appellations.
• High tech Tektronix was the largest private employer in Oregon until the late 1980s. Intel's creation and expansion of several plants in eastern Washington County continued the growth that Tektronix had started. The spinoffs and startups that were produced by these two companies led to the establishment of the Portland metropolitan area as the Silicon Forest. The recession and dot-com bust of 2001 in the Silicon Valley has led to similar results in the Silicon Forest; many high technology employers have either reduced the number of their employees or gone out of business. OSDL made news in 2004 when they hired Linus Torvalds, developer of the Linux kernel.
• Oregon had one of the largest salmon-fishing industries in the world, although ocean fisheries have reduced the river fisheries in recent years. Tourism is also strong in the state; Oregon's evergreen mountain forests, waterfalls, pristine lakes (including Crater Lake National Park), and scenic beaches draw visitors year round. The Oregon Shakespeare Festival, held in Ashland, is a tourist draw near its Californian border which complements the area's scenic beauty and opportunity for outdoor activities.
• Oregon is home to a number of smaller breweries.
• The largest reported ancestry groups in Oregon are: German (20.5%), English (13.2%), Irish (11.9%), American (6.2%), and Mexican (5.5%).
• Most Oregon counties are inhabited principally by residents of British ancestry, with a high proportion of German-Americans in the northwest. There are large numbers of Mexicans in Malheur and Jefferson counties.
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