Kentucky Home Mortgage Loan Rates
Reliable lending sources in Kentucky for home mortgage loans Mortgage Rates Hit Record Lows! Refinance & Save $1000s.
Get up to 4 FREE Refinance Quotes from Leading Lenders & Save $1000s on Your Mortgage.
Kentucky Capital: Frankfort Kentucky Counties: Adair | Allen | Anderson | Ballard | Barren | Bath | Bell | Boone | Bourbon | Boyd | Boyle | Bracken | Breathitt | Breckinridge | Bullitt | Butler | Caldwell | Calloway | Campbell | Carlisle | Carroll | Carter | Casey | Christian | Clark | Clay | Clinton | Crittenden | Cumberland | Daviess | Edmonson | Elliott | Estill | Fayette | Fleming | Floyd | Franklin | Fulton | Gallatin | Garrard | Grant | Graves | Grayson | Green | Greenup | Hancock | Hardin | Harlan | Harrison | Hart | Henderson | Henry | Hickman | Hopkins | Jackson | Jefferson | Jessamine | Johnson | Kenton | Knott | Knox | LaRue | Laurel | Lawrence | Lee | Leslie | Letcher | Lewis | Lincoln | Livingston | Logan | Lyon | Madison | Magoffin | Marion | Marshall | Martin | Mason | McCracken | McCreary | McLean | Meade | Menifee | Mercer | Metcalfe | Monroe | Montgomery | Morgan | Muhlenberg | Nelson | Nicholas | Ohio | Oldham | Owen | Owsley | Pendleton | Perry | Pike | Powell | Pulaski | Robertson | Rockcastle | Rowan | Russell | Scott | Shelby | Simpson | Spencer | Taylor | Todd | Trigg | Trimble | Union | Warren | Washington | Wayne | Webster | Whitley | Wolfe | Woodford
Largest Cities: Ashland | Bowling Green | Covington | Elizabethtown | Florence | Frankfort | Georgetown |
Henderson | Hopkinsville | Lexington | Louisville | Madisonville | Nicholasville | Owensboro | Paducah | Radcliff | Richmond
Think the Kentucky Refinance Boom is Over? Think Again! Lock in a Low Rate & Save $1000s on Your Mortgage.
$150,000 Kentucky Home Mortgage Loan for Under $720/Month!*
*The $706.25 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$30,000 Kentucky Home Mortgage Loan for Under $185/Month!*
*The payment for the first monthly billing period is based on a loan amount of $30,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $184.38 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$160,000 Kentucky Home Mortgage Loan for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$175,000 Kentucky Home Mortgage Loan for Under $860/Month!*
*The $823.96 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $1,010.16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$40,000 Kentucky Home Mortgage Loan for Under $246/Month!*
*The payment for the first monthly billing period is based on a loan amount of $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $245.83 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$50,000 Kentucky Home Mortgage Loan for Under $308/Month!*
*The payment for the first monthly billing period is based on a loan amount of $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $307.29 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$60,000 Kentucky Home Mortgage Loan for Under $369/Month!*
*The payment for the first monthly billing period is based on a loan amount of $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $368.75 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
Kentucky Facts (more Kentucky acts)
• Origin of state's name: Based on the Iroquois Indian word "Ken-tah-ten," meaning "land of tomorrow"
• The Kentucky Derby is the oldest continuously held horse race in the country. It is held at Churchill Downs in Louisville on the first Saturday in May.
• The Bluegrass Country around Lexington is home to some of the world's finest racehorses.
• Mammoth Cave is the world's longest cave and was first promoted in 1816, making it the second oldest tourist attraction in the United States. Niagara Falls, New York is first.
• The first Kentucky Fried Chicken restaurant owned and operated by Colonel Sanders is located in Corbin.
• Kentucky is the state where both Abraham Lincoln, President of the Union, and Jefferson Davis, President of the Confederacy, were born. They were born less than one hundred miles and one year apart.
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