Illinois Home Mortgage Loan Rates
Reliable lending sources in Illinois for home mortgage loans Mortgage Rates Hit Record Lows! Refinance & Save $1000s.
Get up to 4 FREE Refinance Quotes from Leading Lenders & Save $1000s on Your Mortgage.
Illinois Capital: Springfield Illinois Counties: Adams | Alexander | Bond | Boone | Brown | Bureau | Calhoun | Carroll | Cass | Champaign | Christian | Clark | Clay | Clinton | Coles | Cook | Crawford | Cumberland | DeKalb | DeWitt | Douglas | DuPage | Edgar | Edwards | Effingham | Fayette | Ford | Franklin | Fulton | Gallatin | Greene | Grundy | Hamilton | Hancock | Hardin | Henderson | Henry | Iroquois | Jackson | Jasper | Jefferson | Jersey | Jo Daviess | Johnson | Kane | Kankakee | Kendall | Knox | La Salle | Lake | Lawrence | Lee | Livingston | Logan | Macon | Macoupin | Madison | Marion | Marshall | Mason | Massac | McDonough | McHenry | McLean | Menard | Mercer | Monroe | Montgomery | Morgan | Moultrie | Ogle | Peoria | Perry | Piatt | Pike | Pope | Pulaski | Putnam | Randolph | Richland | Rock Island | Saline | Sangamon | Schuyler | Scott | Shelby | St. Clair | Stark | Stephenson | Tazewell | Union | Vermilion | Wabash | Warren | Washington | Wayne | White | Whiteside | Will | Williamson | Winnebago | Woodford
Largest Cities: Alton | Aurora | Belleville | Berwyn | Bloomington | Burbank | Calumet City | Champaign | Chicago | Crystal Lake | Decatur | DeKalb | Des Plaines | Elgin | Elmhurst | Evanston | Joliet | Moline | Naperville | Park Ridge | Peoria | Quincy | Rockford | Rock Island | Springfield | St. Charles | Urbana | Wheaton | Waukegan
Think the Illinois Refinance Boom is Over? Think Again! Lock in a Low Rate & Save $1000s on Your Mortgage.
$150,000 Illinois Home Mortgage Loan for Under $720/Month!*
*The $706.25 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$30,000 Illinois Home Mortgage Loan for Under $185/Month!*
*The payment for the first monthly billing period is based on a loan amount of $30,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $184.38 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$160,000 Illinois Home Mortgage Loan for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$175,000 Illinois Home Mortgage Loan for Under $860/Month!*
*The $823.96 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $1,010.16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$40,000 Illinois Home Mortgage Loan for Under $246/Month!*
*The payment for the first monthly billing period is based on a loan amount of $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $245.83 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$50,000 Illinois Home Mortgage Loan for Under $308/Month!*
*The payment for the first monthly billing period is based on a loan amount of $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $307.29 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$60,000 Illinois Home Mortgage Loan for Under $369/Month!*
*The payment for the first monthly billing period is based on a loan amount of $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $368.75 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
Illinois Facts (more Illinois facts)
• Largest Towns and Villages: Addison | Arlington Heights | Bartlett | Bolingbrook | Buffalo Grove | Carol Stream | Carpentersville | Cicero | Downers Grove | Elk Grove Village | Glenview | Hoffman Estates | Lombard | Mount Prospect | Normal | Oak Lawn | Oak Park | Orland Park | Palatine | Schaumburg | Skokie | Tinley Park
• The world's first Skyscraper was built in Chicago, 1885. The Sears Tower, Chicago is the tallest building on the North American continent.
• Home to the Chicago Bears Football Team, Chicago Blackhawks hockey team, Chicago Bulls basketball team, Chicago Cubs and Chicago Whitesox baseball teams, Chicago Fire soccer team.
• Dixon is the boyhood home of President Ronald Reagan.
• The Chicago Public Library is the world's largest public library with a collection of more than 2 million books.
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