Georgia Home Mortgage Loan Rates
Reliable lending sources in Georgia for home mortgage loans Mortgage Rates Hit Record Lows! Refinance & Save $1000s.
Get up to 4 FREE Refinance Quotes from Leading Lenders & Save $1000s on Your Mortgage.
Georgia Capital: Atlanta Counties of Georgia: Appling | Atkinson | Bacon | Baker | Baldwin | Banks | Barrow | Bartow | Ben Hill | Berrien | Bibb | Bleckley | Brantley | Brooks | Bryan | Bulloch | Burke | Butts | Calhoun | Camden | Candler | Carroll | Catoosa | Charlton | Chatham | Chattahoochee | Chattooga | Cherokee | Clarke | Clay | Clayton | Clinch | Cobb | Coffee | Colquitt | Columbia | Cook | Coweta | Crawford | Crisp | Dade | Dawson | Decatur | DeKalb | Dodge | Dooly | Dougherty | Douglas | Early | Echols | Effingham | Elbert | Emanuel | Evans | Fannin | Fayette | Floyd | Forsyth | Franklin | Fulton | Gilmer | Glascock | Glynn | Gordon | Grady | Greene | Gwinnett | Habersham | Hall | Hancock | Haralson | Harris | Hart | Heard | Henry | Houston | Irwin | Jackson | Jasper | Jeff Davis | Jefferson | Jenkins | Johnson | Jones | Lamar | Lanier | Laurens | Lee | Liberty | Lincoln | Long | Lowndes | Lumpkin | Macon | Madison | Marion | McDuffie | McIntosh | Meriwether | Miller | Mitchell | Monroe | Montgomery | Morgan | Murray | Muscogee | Newton | Oconee | Oglethorpe | Paulding | Peach | Pickens | Pierce | Pike | Polk | Pulaski | Putnam | Quitman | Rabun | Randolph | Richmond | Rockdale | Schley | Screven | Seminole | Spalding | Stephens | Stewart | Sumter | Talbot | Taliaferro | Tattnall | Taylor | Telfair | Terrell | Thomas | Tift | Toombs | Towns | Treutlen | Troup | Turner | Twiggs | Union | Upson | Walker | Walton | Ware | Warren | Washington | Wayne | Webster | Wheeler | White | Whitfield | Wilcox | Wilkes | Wilkinson | Worth
Regions of Georgia: Colonial Coast | Metro Atlanta | North Georgia Mountains | Historic South | Inland Empire | Southern Rivers
Think the Georgia Refinance Boom is Over? Think Again! Lock in a Low Rate & Save $1000s on Your Mortgage.
$150,000 Georgia Home Mortgage Loan for Under $720/Month!*
*The $706.25 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$30,000 Georgia Home Mortgage Loan for Under $185/Month!*
*The payment for the first monthly billing period is based on a loan amount of $30,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $184.38 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$160,000 Georgia Home Mortgage Loan for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$175,000 Georgia Home Mortgage Loan for Under $860/Month!*
*The $823.96 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $1,010.16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.
$40,000 Georgia Home Mortgage Loan for Under $246/Month!*
*The payment for the first monthly billing period is based on a loan amount of $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $245.83 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$50,000 Georgia Home Mortgage Loan for Under $308/Month!*
*The payment for the first monthly billing period is based on a loan amount of $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $307.29 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
$60,000 Georgia Home Mortgage Loan for Under $369/Month!*
*The payment for the first monthly billing period is based on a loan amount of $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $368.75 and is an interest-only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. The amount of the margin ranges from 0 to 6.50%. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.
Georgia Facts (more Georgia facts)
• Largest Cities: Albany | Atlanta | Athens | Augusta | Columbus | Macon | Savannah
• Okefenokee Swamp encompasses over 400,000 acres of canals; moss draped cypress trees, and lily pad prairies providing sanctuaries for hundreds of species of birds and wildlife including several endangered species.
• Georgia is often called the Empire State of the South and is also known as the Peach State and Cracker State.
• Brasstown Bald Mountain is the highest point in Georgia. It has an elevation of 4,784 feet.
• Georgia was named for King George II of England.
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